Real Estate

Advice on buying Real Estate Netherlands Property

You have found a property you wish to purchase in Netherlands what next?

Buying Property in Netherlands - Costs of Purchasing Property

Netherlands Property Buyer's Guide explains the legal fees, legal procedures, real estate purchase taxes and mortgage procedure.

There are a number of newspapers in the Netherlands that produce specific property sections (woon) that can be used in conjunction with your property search.

These publications are published once a week usually on a Wednesday.

Alternatively, you could use the services of an estate agent to assist your search who will charge approximately 2% of the final asking price for their services.

Once you find a property and make an offer that is agreed by the seller, you should be aware that you are now legally bound to purchase the property.

The only way that you could potentially get out of the purchase is if you could prove that you could not raise the funds within a 10 day window, or stipulate in your offer that the offer is subject to your own review within 10 days.

The seller will be able to provide a pack providing details on the fitness of the house, although it is also prudent to conduct your own survey of the property.

As is the case with most European countries a notary must oversee the sale and the property purchase will often complete quickly.

Taxes that you will encounter buying property in the Netherlands are as follows -

Transfer tax (overdrachtsbelasting) - 6%

Valuation (taxatierapport) - 0.2%

Presale agreement (koopovereenkomst) - 0.3%

Transfer contract - (akte van levering) - 0.3%

Estate agents fee - 2%

It should be noted that if you were seeking to buy a property and resell within 6 months, you would be able to obtain the 6% transfer tax back as it will need to be paid by the new buyer and the Dutch government stipulate that the tax should not be paid twice.

This is important if you want to buy a property that may need renovation and you are able to do the required work quickly.

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These guidelines are meant for guidance only and describe a straightforward purchase scenario. However this information is not meant to replace proper legal advice, which we always insist you take.

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